Columbia-Greene Federal Credit Union

Interest Rates

Home Equity

Fixed (Closed End)	up to 15 Years	Starting at prime + 4.00%
Fixed (Closed End)	up to 20 years	Starting at prime + 6.00%
Fixed Line of Credit	up to 7 years	Starting at prime + 2.75%
Variable Rate Loan	up to 15 years	Starting at prime
Variable Rate Loan	up to 20 years	Starting at prime + 5.00%
Variable Line of Credit	up to 15 years	Starting at prime
Variable Line of Credit	up to 20 years	Starting at prime + 5.00%

First Mortgage

(CUCM rates) fixed	Please call or ask rep. for these rates
(CUCM rates) variable	Please call or ask rep. for these rates

Consumer Loans

New Vehicle	*5.10%-18.0% APR	Up to 84 month financing
Used Vehicle	*5.75%-18.0% APR	2007 & older (financing up to 48 months) 2010 - 2008 (financing up to 60 months)
New Vehicle (36 month payment)	*4.45%-18.0% APR	36 month financing only
Used Vehicle ((36 month payment)	*5.10%-18.0% APR	All used vehicles (36 month financing only)
New Boat/RV	*6.50%-18.0% APR	15 year finance
Used Boat/RV	*7.25%-18.0% APR	12 year finance
New Sport craft (Tractors, Ski Jets, Quads, etc.)	*9.0%-18.0% APR
Used Sport craft	*9.5%-18.0% APR
Unsecured Loans	*11.0%-18.0% APR
Visa Platinum	*8.90%-18.0% APR
Overdraft Protection	*15.0%-18.0% APR
Home Improvement	*9.50%-18.0% APR
Fuel Loans	*6.0%-14.0% APR

Shared Secure Loans

4% over the rate being paid for your share or term share

For Real Estate, personal property, trailers, lawn tractors, or farm equipment, either a mortgage, a Motor Vehicle lien or UCC-1 lien is filed. A "Rider" must be added to your insurance coverage naming the Credit Union as "Loss Payee".

The following must accompany your application for a new or used auto:

An invoice or statement from the dealer or seller as to make, model, year, identification number and any options on the vehicle
Proof of insurance showing the name of the insurance company and the agent.
Proof of income is required with all loan applications.

*All rates based on creditworthiness. *All rates subject to change.

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