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Certificates of Deposit

CGFCU provides federally-insured Certificates of Deposit as a solid alternative to volatile investments. With terms from six months to five years, our CDs can help you reach any savings goals that you have set for yourself. 

  • CDs are easy to establish with a minimum deposit of $500.
  • Rates of return are guaranteed for the term.
  • There are no maintenance fees*.
  • CDs can be used as collateral for low-interest loans throughout the length of the certificate.


 

Rates

Certificate Rates APR APY
6 Months .75%  0.752%
12 Months 1.00%  1.004%
24 Months 1.40%  1.409%
36 Months 1.50%  1.510%
48 Months 2.00% 2.020%
60 Months 2.50% 2.531%


*A penalty may be imposed upon early withdrawal.

*Rates are subject to change



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