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IRAs

Although we each have different dreams about the way we'd like to spend our retirement, we all share the desire to live comfortably and do the things we love. Starting to save early is the key to building a retirement that you can enjoy. 

An IRA is a powerful retirement savings tool. CGFCU offers many IRA services to match your unique needs.

  • IRA Share accounts are the most flexible and liquid forms of IRA.
  • IRA Share Certificates offer higher rates of return and allow you to choose the terms. IRA Share Certificates are available for Traditional, Roth or Coverdell IRAs.

Rates

IRA Rates APR APY
6 Months .80%   .803%
12 Months 1.20% 1.207%
24 Months 1.40% 1.409%
36 Months 1.40% 1.409%


 

Open your own CGFCU IRA with a minimum deposit of $100 to the IRA Share account or $500 to the IRA CD. Stop in to our office to apply.



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